BIASHARA PLUS maximum 60 Months

  • Active School/college saving account with the Sacco
  • Institution registration certificate
  • Introduction letter from institution
  • Ownership documents for the plot where the college/school is built

Personal loans maximum 72 months

  • Active savings account
  • Copy of last three payslip
  • At least three guarantors
  • Attachment of the employee benefits to the Sacco

Group loan

  • Active group saving active
  • Individual saving account
  • Minutes of the group on the approved members
  • Copies of their id cards


  • Member co-guarantership
  • Affordable rate
  • Easy to process facility
  • Existing business